Donating stock or mutual funds is a tax-wise approach for helping to ensure that FRC can continue strengthening the lives of children, families, and communities. For more information contact Rebecca Ray at (209) 616-9372.
Honor someone special with a future gift in their name and let your legacy continue to strengthen the lives of children and families in San Joaquin County. Through your planned gift from your long-term estate or financial planning, you will help to ensure that FRC will be here to carry out the mission for many years to come. For more information contact Rebecca Ray at (209) 616-7590.
Learn MoreIf you are a leader within your corporation and would like to give your employees the option to donate to FRC we have many options. Click to learn more.
Gifts from IRA
A Qualified Charitable Donation (QCD) can be made directly from your Individual Retirement Account (IRA) if you are age 70 1/2 or older. This donation would be exempt from taxation up to $100,000 and satisfy your Required Minimum Distribution. You do not get a deduction, instead your charitable donation is not included in your taxable income.
Gifts of Securities
Appreciated Securities: If you donate marketable securities that have increased in value, you pay no capital gains tax on the transaction and are entitled to a charitable deduction for the full fair market value. To preserve the tax advantages, you have to transfer the securities to us rather than the proceeds from a sale. Depreciated Securities: If you have securities that have decreased in value, you should sell the investment yourself and realize the loss for tax purposes, rather than donate it directly to us. You can then donate the cash proceeds and take a charitable deduction.
Gifts of Life Insurance
If you have a life insurance policy where the death benefit need has changed, you can transfer it to us. FRC will become the owner and beneficiary. You would receive an income tax deduction of either the lower of the cash value, or your cost basis in the policy. If you continue to pay premiums on a policy we own, you can deduct the premium payments.
Gifts can be provided through a will or trust arrangement.